A Financial Overview and Analysis of Portfolio Management Services Provided by Aditya Birla Capital Limited

Abstract

A large portion of individual gets into a dilemma weather to save or invest. To make this ideology more perfect and enhancing one should have a clear knowledge about the following questions -

When to invest?                

Where to invest?                     

How to invest?

People have, broadly, two options to utilise their savings. They can either keep it with them until their consumption requirements exceed their income, or, they can pass on their saving to those whose requirements exceed their income with the condition of returning it back with some increment. Therefore, those who consume more than their current income must be willing to repay more than what they received, to those who have provided the funds. Essentially, people make a trade-off between postponing their current consumption, and an expected higher amount for future consumption.