Management Journal for Advanced Research

Towards an Effective Education System: Harnessing Factors to Enhance Students’ Performance

Rupashree Goswami — 2025-04-29

The objective of this study was to assess the impact of student engagement on academic performance. Student engagement refers to their participation in scholarly activities and adherence to the university’s goals. The study involved 578 students from different higher educational institutes and universities in central India. The results indicate that cognitive engagement, emotional engagement, and behavioral engagement have a significant impact on academic performance. The research findings would assist academic administrators, professors, and governments improve student performance.

Revamping Legacy- The Sustainable Transformation A Case Study of Anchal Leather Company Limited (ALCL)

Rajesh Kumar Pandey — 2025-04-29

The leather industry plays a crucial role in the global economy, contributing significantly to employment and exports. With major production hubs in key markets such as China, India, Italy, and Brazil, the industry continues to evolve to meet shifting consumer demands and environmental challenges. Anchal Leather Company Limited (ALCL) has established itself as a prominent player in this dynamic sector, known for its commitment to premium quality, innovative designs, and sustainable practices. By blending traditional craftsmanship with modern advancements, ALCL has expanded its product range to cater to diverse industries, including fashion, automotive, and luxury accessories. The company's dedication to excellence, coupled with its focus on eco-friendly solutions, positions ALCL as a forward-thinking leader in the evolving leather market. As consumer preferences increasingly prioritize ethical and high-quality leather goods, ALCL remains committed to delivering innovative products that align with modern sustainability trends.

Reforms and Economic Transformation in India: A Stocktaking

Sunita Singh — 2025-04-29

In early 1991, a major economic crisis occurred in India due to worsening balance of payments situation. To tackle the problem the country introduced a policy of macroeconomic stabilization and structural reforms. The widening gap between the public revenue and public expenditure resulted in growing fiscal deficit which was financed by borrowings. The internal imbalance in the fiscal situation and the external imbalance in the payments situation wee closely related. A widening current account deficit and fiscal deficit precipitated the crisis. To counter the worsening economic situation India launched a programme of economic reforms that principally had two components: Structural reforms and Macroeconomic stabilization. In the last three decades or so the Indian economy has flourished by registering sustained economic growth. There is improved fiscal management and the external payments situation has substantially got better. The economy is much bigger in size and the per capital income an indicator of rising living standard has risen substantially. India currently is the fifth largest economy in the world. Rising economic growth has been accompanied by sharp decline in poverty, expansion of trade, industry and services and rural transformation.

Effect of Whistleblowing Mechanisms on Tax Remittances Fraud Prevention of Ministries, Departments and Agencies (MDAS) in Northeast Nigeria

Adamu Maina Sule — 2025-04-29

This study investigates the effect of whistleblowing mechanisms on tax remittance fraud prevention among Ministries, Departments, and Agencies (MDAs) in Northeast Nigeria. The study is grounded in the Fraud Triangle Theory, which posits that fraud is most likely when perceived pressure, opportunity, and rationalization co-exist. The research addresses a critical gap in existing literature by focusing on whistleblowing as a strategic tool to prevent tax remittance fraud in public institutions, particularly in conflict-prone and institutionally fragile regions. Utilizing a survey research design, data were collected from 290 tax personnel in 259 MDAs across six Northeastern states. The study employed regression analysis using SPSS Version 23 to determine the statistical relationship between whistleblowing mechanisms and fraud prevention. Results indicate a strong positive correlation (r = 0.667, p < 0.01) between effective whistleblowing structures and reduced tax fraud incidents. The regression analysis further revealed that whistleblowing mechanisms significantly contribute to enhancing transparency and accountability in tax remittance processes. However, multicollinearity was detected, suggesting some overlap with other anti-fraud strategies. The study concludes that institutionalized whistleblowing, supported by legal protection and cultural shifts, is essential to reducing tax fraud in Nigeria’s public sector. It recommends strengthening whistleblower protection laws, increasing public awareness and embedding whistleblowing frameworks into the financial architecture of MDAs. Future research should explore whistleblowing in other public sectors, assess long-term impact, and include comparative studies with other regions for broader insights.

Moderating Effect of Regulatory Policies on the Relationship between Intellectual Capital and Firm Value of Nigerian Listed Industrial Goods

Ibrahim Hussaini — 2025-04-29

This study examines the moderating effect of regulatory policies on the relationship between intellectual capital and firm value of listed industrial goods firms in Nigeria. Intellectual capital, comprising human, structural and relational capital, is increasingly recognized as a strategic asset for value creation. The study adopted an ex-post facto research design, utilizing secondary data from listed industrial goods firms in Nigeria, covering the period of five years 2020 to 2024. Data were sourced from annual reports available through the Nigerian Exchange Group (NGX). Multiple regression analysis was employed, incorporating interaction terms to assess the moderating influence of regulatory policies on the relationship between the components of intellectual capital and firm value. The findings revealed that human capital, structural capital, and relational capital each positively and significantly influence firm value. Furthermore, the interaction between regulatory policies and the components of intellectual capital showed a significant moderating effect indicating that regulatory policies strengthen the positive relationship between intellectual capital and firm value. Specifically, regulatory policies were found to enhance the effectiveness of human capital and structural capital in driving firm value, while their moderating effect on relational capital was positive but less pronounced. Conversely, firm age remained statistically insignificant. The study concludes that regulatory policies is a pivotal aspect component in enhancing the efficacy of intellectual capital on firm value within Nigeria’s industrial goods sector. It recommends that firms not only invest in human resource development, technological infrastructure and stakeholder engagement but also align their intellectual capital strategies with prevailing regulatory frameworks to maximize firm value.

Poverty Eradication: Does a Decrease in Income Inequality Matter for Poverty Reduction? Evidence from Nigeria’s Poverty Trends

Kehinde Emmanuel Agbeni — 2025-04-29

This study examines the impact of income equality on poverty reduction from the perspective of Nigeria. The research design adopted for the study was the descriptive survey research design. It made use of cross-sectional method. The simple random sampling technique was used to select 400 respondents from Three LGAs (Apapa, Epe, Alimosho and Amuwo) in Lagos using Taro Yamene sample calculator. The data collected from the field was analysed using mean and standard deviation. This study highlight significant causes of income inequality in Nigeria and identified disparities in educational opportunities as a key driver, leading to skill gaps and restricting access to well-paying jobs for less-educated individuals. Additionally, economic development remains concentrated in urban centres like Lagos and Abuja, while rural areas, particularly in the North, experience slower growth and higher unemployment rates. Many individuals, especially youth, are engaged in low-paying informal jobs, further exacerbating income inequality. The study recommended that the government should invest in equitable education policies, ensuring that all regions, especially rural areas, have access to quality education and vocational training. Expanding scholarship programs and skill development initiatives will help bridge skill gaps and improve employment opportunities. Economic policies should promote balanced regional development by investing in infrastructure, industries, and job opportunities in rural and underdeveloped areas.

Stress Coping Strategies Adopted by Selected Banking Employees in Tamil Nadu

M Geethanjali — 2025-04-29

Occupational stress has become an increasingly prevalent concern in the dynamic and demanding environment of the Indian banking sector. With the evolving roles of bank employees, fueled by technological advancements, regulatory changes, and increasing customer expectations, stress has emerged as a critical challenge affecting both individual well-being and institutional productivity. This study explores the various stress coping strategies adopted by selected banking employees across public and private sector banks in Tamil Nadu, aiming to understand how they navigate work-related pressures while maintaining their professional responsibilities. Using a mixed-method approach, primary data was collected from 800 banking professionals across key districts in Tamil Nadu through a structured questionnaire, supplemented by in-depth interviews. The study identifies and ranks fifteen core coping mechanisms, including time management, open communication, physical exercise, social support systems, mindfulness practices, and periodic skill enhancement. The findings reveal a clear variation in coping strategies based on organizational type, employee designation, age group, and work experience. Public sector employees tend to rely more on structured support systems and peer communication, whereas private sector employees show a higher inclination towards individual techniques such as digital detox and fitness routines.The study highlights the importance of institutional support in stress mitigation and recommends the integration of wellness programs, flexible scheduling, and stress management workshops into the HR policies of banks. Furthermore, it emphasizes that while individual resilience plays a crucial role, long-term solutions lie in creating a workplace culture that prioritizes mental well-being and work-life balance. The insights derived from this study offer valuable implications for banking institutions, policymakers, and human resource managers seeking to enhance employee satisfaction, reduce burnout, and ultimately, improve service delivery in the financial sector.

Trends and Patterns of Outmigration from Bihar

Reena Singh — 2025-04-29

After Uttar Pradesh and Maharashtra, Bihar is the third most populous state in India with 104.1 million people (Census of India 2011). Men have been leaving Bihar for a long time. Bihar's economy is sometimes called a remittance economy due to the high rate of outmigration from the state in search of employment. Migration streams and patterns have changed within the past several decades. Migration destinations have mostly changed from rural to urban locations throughout time. Agricultural labor gave way to non-agricultural jobs, including rickshaw pulling, building and construction labor, carpentry, masonry, and part-time employment in the unorganised sector. This research paper attempts to determine the current trends and patterns of outmigration from Bihar using census data from 2001 and 2011, as well as PLFS data from 2020–2021.

Eco-tourism Development in Sundarbans: Challenges and Opportunities

Nibedita Mallick — 2025-04-29

Tourism is currently the largest industry in India, accounting for 15% of foreign exchange earnings, with eco-tourism emerging as the fastest-growing sector. While offering significant economic benefits, global tourism has been linked to environmental degradation and human rights concerns. It is essential to optimize the positive impacts of tourism in India while ensuring responsible management to protect the integrity of natural resources inclusive of forests and flora and fauna. The research reveals that millions of people in the Sundarbans impact one heavily rely on its resources, including forests and wildlife. However, the study observed that the forest degradation is escalating, leading to an increase in endangered and extinct species due to the unsustainable utilization of its resources. In practice, the Sundarbans and its surrounding areas offer significant potential for ecotourism. While the inhabitants of the Sundarbans-dependent surroundings are eager to develop various handicrafts, cultural activities, and processed food items that has a giant fee for the improvement of sustainable eco-tourism. it's far determined that fifty five percent families are at once depending on woodland assets at special ranges and consequently they are able to earn around 15% extra money in compare to their common annual income from the eco-tourism activities. The paper aims to offer an outline of the imaginative and prescient and present practices of ecotourism. For this reason, ecotourism have to be delivered with right monitoring, evaluation and management of ecotourism sites for boosting long term conservation.

Impact of Financial Literacy on Investment Behaviour of Millennial in Developing Countries

Tanaya Das — 2025-04-29

This study has focused on the impact of financial literacy on the investment behaviour of the millennials in developing countries. As economies evolve and grow more complex, the requirement of the financial knowledge has become increasingly significant, especially for the younger generation. This research study has therefore identified how millennials in the developing countries often make some poor investment decisions influenced by the behavioural biases and a lack of financial education. Unlike other individuals in the developed countries who demonstrated higher levels of the financial awareness, many millennials in developing regions, like, South Asia or Africa face several financial instabilities resulting from the inadequate financial skills. Using qualitative secondary methodology, this study has analysed previous literature, reports and case studies to investigate the role of financial literacy in shaping the savings and investment behaviour, key findings highlight that financial literacy positively correlate with the stronger saving-investment habits and negatively correlate with the financial issues. Two major psychological biases, namely, overconfidence and herding can be found to influence the investment choices of the millennials. Furthermore, this study shows that financial literacy can mitigate the effect of these biases, enabling the better decision-making.

A conceptual framework has also been proposed to illustrate the relationship between the financial literacy, behavioural biases and the investment behaviour. The findings suggest that strengthening financial literacy among the millennials can contribute not only to the personal financial well-being, but also it enhances the economic stability within the developing countries. It recommends that financial education at the early stage can increase the investment awareness initiatives to empower the youth with necessary financial decision-making skills. This study further concludes the enhancing financial literacy is the key to foster more rational, informed and sustainable investment behaviour among the millennials within the developing countries.

Enhancing Financial Literacy for Sustainable Future: A study among Kerala’s Rural Cashew Workers

C Benny — 2025-04-29

The impact of financial literacy on rural cashew workers's long-term economic security and growth is explored in this research from Kerala, India. It stresses the need of financial education in raising financial literacy, a prerequisite for economic agency. The study looks at the effects of financial literacy on leadership, time management, financial wellness, decision-making, income management, and other aspects of economic growth. This study uses Structural Equation Modelling (SEM) as part of its deductive quantitative technique to examine data collected from 426 rural cashew workers who are economically disadvantaged. The results show that there are strong links between knowing how to handle money and being financially independent in the long run. The study highlights how financial education and literacy may help rural cashew workers become more financially independent and secure, which in turn helps achieve sustainable development goals and more financial inclusion.

Consumer’s Perception towards Green Transportation and its Impact on Sustainability

Sanjib Paul — 2025-04-29

In our worldwide competitive environment, a few percentages of vehicles sold in India are generally Electric. The purpose of the current study is to examine the hindrance of influencing consumer’s intension to adapt sustainable Electric Vehicle (EV) based on their habitual or purchasing behavior frequency. The Indian Government has made several numerous attempts to promote and ensure a fruitful introduction to Electric Vehicle through out PAN India level. Concerning environmental awareness has also been appreciated the new development of innovative Bio-Friendly Vehicles other than traditional Gasoline vehicles. The Objective of the study is to ascertain the consumer perception towards the adaption of Electric Vehicles. In this paper we have used two variables namely Dependent & Independent variables. On such basis Consumer Perception will be a dependent variables, in another side Government Initiative Towards promoting of EV, Affordability of Consumers towards adaption of EV, Awareness with the concern of Environmental factor will be considered as Independent Variables. A Sample of Fifty-Seven (57) responses were collected for this study based on structural questions given to the respondents. This Study displayed the significance the two pair of combinations on the dependent variable that is consumers’ perception. The Objective of our study is to evaluate is there any significant impact of such combinations and which one of the combinations is/are most likely affect or the highest significant factor on the consumers’ perception by applying different statistical tool. The tools we have used Correlation Co-efficient in a combination of independent variables and we have reached a standpoint how consumers will react towards the adoption of EV and its sustainability.

Evaluating the Socio-Economic Analysis of Agricultural Labourers for Wages Gap and Differences in Modern Livelihood

Sachin Kumar Tiwari — 2025-04-29

The research assesses the socio-economic status of agricultural worker, wage inequalities, and livelihood changes in contemporary agriculture. With India's Agricultural sector significantly transforming through mechanization and institutional change, worker shortages and varying wages have risen as key issues. The paper intends to discuss the effects of modernization and technological change on job security, income stability, and living conditions of Agricultural workers. A mixed-method strategy, involving a combination of both qualitative and quantitative methods, was utilized. A structured questionnaire-based data collection took place among 150 Agricultural laborers in the Siwan district of Bihar on a stratified random sampling basis. Analytical software like MS Excel and SPSS were employed to evaluate the correlation, variation in means, and regression analyses. The result indicates a direct positive correlation between socio-economic standards and remuneration, demarcating variance in education levels, income profiles, and jobs stability. Modernization and the process of technological change have a critical impact on livelihood sustainability and job security, where mechanization is a force both enhancing efficiency and displacing labor. The research highlights the call for equitable wage policy and inclusive labor sustainability strategies to reconcile agricultural productivity with rural economic stability.