Comparative Study of Financial Planning Habits among Students and Salaried-Employed Individuals in Kolkata

Authors

  • Nirjhar Ghanti Under Graduate Student, Department of Management, Institute of Leadership, Entrepreneurship and Development (iLEAD), Kolkata, West Bengal, India
  • Arijit Saha Assistant Professor, Department of Management, Institute of Leadership, Entrepreneurship and Development (iLEAD), Kolkata, West Bengal, India

DOI:

https://doi.org/10.5281/zenodo.17010747

Keywords:

financial planning, personal finance, financial behavior

Abstract

Despite the increasing significance of financial literacy, there is a deficiency of thorough research that juxtapose the financial behaviors of students and salaried professionals in an urban setting such as Kolkata.This study seeks to address this deficiency by offering a comprehensive comparison of the financial planning practices and investment behaviors of these two cohorts. It aims to comprehend the obstacles they have regarding financial literacy, decision-making, and their overall financial health.This study employs a descriptive, quantitative, cross-sectional research approach. The findings of this study provide valuable insights into the financial behaviors, challenges, and financial literacy levels of students and salaried employees in Kolkata.

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Published

2025-08-30

How to Cite

Ghanti, N., & Saha, A. (2025). Comparative Study of Financial Planning Habits among Students and Salaried-Employed Individuals in Kolkata. Management Journal for Advanced Research, 5(4), 10–16. https://doi.org/10.5281/zenodo.17010747

Issue

Vol. 5 No. 4 (2025): August Issue

Section

Articles

ARK

https://n2t.net/ark:/75930/Manag. J. Adv. Res..v5i4.229

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Copyright (c) 2025 Nirjhar Ghanti, Arijit Saha

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Research Articles in 'Management Journal for Advanced Research' are Open Access articles published under the Creative Commons CC BY License Creative Commons Attribution 4.0 International License http://creativecommons.org/licenses/by/4.0/. This license allows you to share – copy and redistribute the material in any medium or format. Adapt – remix, transform, and build upon the material for any purpose, even commercially.