A Critical Evaluation of Digital Banking in India

Authors

  • Dr. Dinesh Pratap Singh Department of Business Administration, Bareilly College, Bareilly, Uttar Pradesh, India

DOI:

https://doi.org/10.5281/zenodo.13621972

Keywords:

online banking, mobile banking apps, digital wallets

Abstract

As we known banking is the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. There are different types of banking system adopted in Indian banking like: retail banking, corporate banking, investment banking, private banking, digital banking etc. Here we focus on digital banking where as we are used technology in banking sector. Online banking and mobile banking services are main example of digital banking in India. Digital banking refers to the provision of banking services through digital channels such as: online banking, mobile banking apps, social media, SMS and USSD, digital wallets etc.

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References

Reserve Bank of India (RBI). Reports on digital banking in past several years.

National Payments Corporation of India (NPCI). Reports on digital payments.

Government of India reposts on digital India Initiatives.

Online digital banking report.

Online FinTech news.

Digital banking: Opportunities and challenges. McKinsey & Company.

Digital banking and financial inclusion in India. Reserve Bank of India.

The state of digital banking. Forrester Research.

Thomas P. Vartanian. Digital banking: A global perspective.

Chris Skinner. The digital bank: A blueprint for digital transformation.

Freepik.com.

Google.com.

Books of research methodology. C.R. Khotari and lots of Newspapers Like: Times of India, Hindustan Times, Amar Ujala, Danik Jagran and Magazine India Today etc.

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Published

2024-08-31

How to Cite

Dr. Dinesh Pratap Singh. (2024). A Critical Evaluation of Digital Banking in India. Management Journal for Advanced Research, 4(4), 109–114. https://doi.org/10.5281/zenodo.13621972