Gaurav K. Mangar, Sakshi Sardana, and Dr. Monika Hanspal. “Assessing the Outcome of Demographic Variables on the Saving Determinants and Saving Behaviour of the Individuals of Ludhiana”. Management Journal for Advanced Research 3, no. 1 (February 28, 2023): 43–53. Accessed May 19, 2024. https://mjar.singhpublication.com/index.php/ojs/article/view/52.