Dr. Usman Bukar Muhammed, Ibrahim Muhammad Baba, Aminu Dawood Mika’el, and Lukman Lawan Muhammad. “Financing Constraints of Microenterprises (MES) in North-Eastern Nigeria: The Prospect of Islamic Microfinance”. Management Journal for Advanced Research, vol. 4, no. 2, Apr. 2024, pp. 106-15, doi:10.5281/zenodo.10986400.